Session 9: api-football + FootApi + Tank01 adapters, grace period middleware, cookie consent, /pricing page, OOM fix documented (1240 tests)

web/src/app/terms/page.tsx

@@ -29,7 +29,7 @@ const SECTIONS: { title: string; body: string[]; emphasized?: boolean }[] = [
   {
     title: 'Subscription terms',
     body: [
-      'Paid tiers (Analyst, Desk) are billed monthly through NexaPay. You may cancel at any time from your profile page. Cancellation takes effect at the end of the current billing period. We do not refund for partial months.',
+      'Paid tiers (Analyst, Desk) are billed monthly through Stripe, our payment processor. You may cancel at any time from your profile page. Cancellation takes effect at the end of the current billing period. We do not refund for partial months. If a payment fails, we honor a 48-hour grace period before reverting your account to the free tier.',
       'Founder pricing ($14.99/mo Analyst, $44.99/mo Desk) is locked for the lifetime of your continuous subscription. Lapsed subscriptions revert to standard pricing ($24.99 Analyst, $49.99 Desk) on re-subscription. After the first 100 founder seats are taken, new subscribers pay standard pricing.',
       'We may change regular pricing with 30 days notice. Founder pricing is locked.',
     ],
@@ -38,6 +38,7 @@ const SECTIONS: { title: string; body: string[]; emphasized?: boolean }[] = [
     title: 'Acceptable use',
     body: [
       'Do not scrape, reverse engineer, or attempt to replicate the grading engine. Do not resell reads, share account credentials, or attempt to circumvent the read limit. Do not use the service to abuse, harass, or defraud others.',
+      'VYNDR does NOT offer API access at any tier. The grading engine is consumer-only — we do not provide programmatic access to grades, factor weights, model outputs, or any other engine surface, regardless of plan or pricing. Requests for API access will be declined.',
     ],
   },
   {